beating the college debt trap getting a degree without going broke

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Beating The College Debt Trap

Author : Alex Chediak
ISBN : 9780310337430
Genre : Business & Economics
File Size : 68. 78 MB
Format : PDF
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Beating the College Debt Trap presents students with a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Thriving At College

Author : Alex Chediak
ISBN : 1414352670
Genre : Religion
File Size : 81. 52 MB
Format : PDF, Docs
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Going to college can be exciting, anxiety inducing, and expensive! You want your child to get the most out of their college experience—what advice do you give? Thriving at College by Alex Chediak is the perfect gift for a college student or a soon-to-be college student. Filled with wisdom and practical advice from a seasoned college professor and student mentor, Thriving at College covers the ten most common mistakes that college students make—and how to avoid them! Alex leaves no stone unturned—he discusses everything from choosing a major and discerning one’s vocation to balancing academics and fun, from cultivating relationships with peers and professors to helping students figure out what to do with their summers. Most importantly, this book will help students not only keep their faith but build a vibrant faith and become the person God created them to be.

Preparing Your Teens For College

Author : Alex Chediak
ISBN : 9781414390765
Genre : Religion
File Size : 32. 31 MB
Format : PDF
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Will my teens’ faith be strong enough to withstand the tests of college? Will they focus on their studies or squander their free time? Will they form healthy friendships or join the wrong crowd? Dr. Alex Chediak has watched too many college students flounder over these issues and many others. Sadly, 45 percent of those who start off at a four-year college will not complete their degree. At a time when college has never been more expensive, too many of our children are failing. What makes the difference? Character, a strong faith, and a willingness to delay gratification. And where is that learned? Ideally, at home. In this book, Alex will give you everything you need to help your teens not only successfully navigate the college years but also real life. Alex covers all the hot-button issues: dating, premarital sex, roommates, grades, career guidance, God, and much more. You won’t want to be without this essential survival manual for college.

Is College Worth It

Author : William J. Bennett
ISBN : 9781595554222
Genre : Political Science
File Size : 65. 40 MB
Format : PDF, ePub
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For many students, a bachelor's degree is considered the golden ticket to a more financially and intellectually fulfilling life. But the disturbing reality is that debt, unemployment, and politically charged pseudo learning are more likely outcomes for many college students today than full-time employment and time-honored knowledge. This raises the question: is college still worth it? Who is responsible for debt-saddled, undereducated students, and how do future generations of students avoid the same problems? In a time of economic uncertainty, what majors and schools will produce competitive graduates? Is College Worth It? uses personal experience, statistical analysis, and real-world interviews to provide answers to some of the most troubling social and economic problems of our time.

The Two Income Trap

Author : Elizabeth Warren
ISBN : 9780465097715
Genre : Social Science
File Size : 34. 7 MB
Format : PDF, Mobi
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More than two decades ago, the women's movement flung open the doors of the workplace. Although this social revolution created a firestorm of controversy, no one questioned the idea that women's involvement in the workforce was certain to improve families' financial lot. Until now.In this brilliantly argued book, Harvard Law School bankruptcy expert Elizabeth Warren and business consultant Amelia Tyagi show that today's middle-class parents are suffering from an unprecedented and totally unexpected economic meltdown. Astonishingly, sending mothers to work has made families more vulnerable than ever before. Today's two-income family earns 75% more money than its single-income counterpart of a generation ago, but actually has less discretionary income once their fixed monthly bills are paid.How did this happen? Warren and Tyagi provide convincing evidence that the culprit is not "overconsumption," as many critics have charged. Instead, they point to the ferocious bidding war for housing and education that has quietly engulfed America's suburbs. Stay-at-home mothers once provided a financial safety net if disaster struck; their move into the workforce has left today's families chillingly at risk. The authors show why the usual remedies--child-support enforcement, subsidized daycare, and higher salaries for women--won't solve the problem, and propose a set of innovative solutions, from rate caps on credit cards to open-access public schools, to restore security to the middle class.

The Accordion Family

Author : Katherine S. Newman
ISBN : 9780807007440
Genre : Social Science
File Size : 41. 67 MB
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Why are adults in their twenties and thirties boomeranging back to or never leaving their parents' homes in the world's wealthiest countries? Acclaimed sociologist Katherine Newman addresses this phenomenon in this timely and original book that uncovers fascinating links between globalization and the failure-to-launch trend. With over 300 interviews conducted in six countries, Newman concludes that nations with weak welfare states have the highest frequency of accordion families. She thoughtfully considers the positive and negative implications of these new relationships and suggests that as globalization reshapes the economic landscape it also continues to redefine our private lives.

The Complacent Class

Author : Tyler Cowen
ISBN : 9781250108708
Genre : Business & Economics
File Size : 82. 26 MB
Format : PDF, Kindle
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*Now a Wall Street Journal and Washington Post Bestseller* "Tyler Cowen's blog, Marginal Revolution, is the first thing I read every morning. And his brilliant new book, The Complacent Class, has been on my nightstand after I devoured it in one sitting. I am at round-the-clock Cowen saturation right now."--Malcolm Gladwell Since Alexis de Tocqueville, restlessness has been accepted as a signature American trait. Our willingness to move, take risks, and adapt to change have produced a dynamic economy and a tradition of innovation from Ben Franklin to Steve Jobs. The problem, according to legendary blogger, economist and best selling author Tyler Cowen, is that Americans today have broken from this tradition—we’re working harder than ever to avoid change. We're moving residences less, marrying people more like ourselves and choosing our music and our mates based on algorithms that wall us off from anything that might be too new or too different. Match.com matches us in love. Spotify and Pandora match us in music. Facebook matches us to just about everything else. Of course, this “matching culture” brings tremendous positives: music we like, partners who make us happy, neighbors who want the same things. We’re more comfortable. But, according to Cowen, there are significant collateral downsides attending this comfort, among them heightened inequality and segregation and decreased incentives to innovate and create. The Complacent Class argues that this cannot go on forever. We are postponing change, due to our near-sightedness and extreme desire for comfort, but ultimately this will make change, when it comes, harder. The forces unleashed by the Great Stagnation will eventually lead to a major fiscal and budgetary crisis: impossibly expensive rentals for our most attractive cities, worsening of residential segregation, and a decline in our work ethic. The only way to avoid this difficult future is for Americans to force themselves out of their comfortable slumber—to embrace their restless tradition again.

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