investing in human capital a capital markets approach to student funding

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Investing In Human Capital

Author : Miguel Palacios Lleras
ISBN : 0521039525
Genre : Business & Economics
File Size : 60. 38 MB
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Most higher education finance literature assumes that students cannot pledge their future earnings to finance their education in a free society. Investing in Human Capital, first published in 2004, challenges that assumption and explores human capital contracts as an alternative mechanism for financing higher education. Investing in Human Capital tracks the roots of the idea behind human capital contracts, discusses the beneficial consequences they would have on students and on higher education markets, and describes how they can develop in light of the innovations that have taken place in financial markets during the last decades. The book also explores the challenges - ethical and financial - that such instruments face and offers implementation alternatives that can bring about their existence in the context of a national higher education financing programme.

Humankapitalkontrakte Als Innovatives Instrument Zur Studienfinanzierung In Deutschland

Author : Dennis Glatzel
ISBN : 9783836607575
Genre : Business & Economics
File Size : 74. 29 MB
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Inhaltsangabe:Einleitung: Zeitungsartikel mit Schlagzeilen wie „Akademikernotstand?“, „Bildungsnation steigt immer weiter ab“ und „Der Fehler ist das System“ stellen dem deutschen Hochschulsystem nur ein mangelhaftes Zeugnis aus. Häufig werden sowohl die Ineffizienz des tertiären Bildungsapparates als auch die schlechten Bildungschancen sozial schwacher Familien als Kernproblemfelder und Verursacher zu geringer Studentenzahlen angeführt. Unzureichende Alternativen im Rahmen der persönlichen Studienfinanzierung gehören zu den zentralen Einflussfaktoren auf die genannten Missstände. In der vorliegenden Diplomarbeit werden sowohl die Schwächen aktuell vorherrschender Finanzierungskonzepte, als auch die Vorteile innovativer einkommensabhängiger Methoden betrachtet. In diesem Zusammenhang soll insbesondere die Fragestellung untersucht werden, ob Humankapitalkontrakte als flächendeckendes Studienfinanzierungsinstrument für den deutschen Bildungsmarkt geeignet sind. Ein fortschrittliches Hochschulsystem und ein breiter Zugang zu Bildungsinstitutionen sind für die modernen Volkswirtschaften in Bezug auf die Deckung des zukünftigen Bedarfs an qualifizierten Fachleuten von großer Wichtigkeit. Laut der aktuellen OECD-Studie „Education at a Glance 2006“ liegt der Anteil der 25- bis 65-jährigen mit einem Hochschulabschluss in Deutschland mit 15% deutlich unter dem OECD-Mittel von 19%. Im Spitzenland USA haben sogar 30% der Bevölkerung einen akademischen Abschluss. Die niedrigen deutschen Absolventenquoten im Tertiärbereich werden nicht unwesentlich von landesspezifischen Besonderheiten, wie Mängeln in den vorgelagerten Stufen des Bildungssystems oder der Existenz des Dualen Ausbildungssystems beeinflusst. Eine der Hauptursachen für das unterdurchschnittliche Bildungsniveau liegt jedoch auch in einer zu niedrigen Nachfrage nach tertiärer Bildung und einer geringen Inanspruchnahme des verfügbaren Bildungsangebotes. Laut aktuellen Prognosen wird die Akademikerquote in Deutschland im europäischen Vergleich innerhalb der nächsten 10 Jahre weiter abnehmen. Dies ist eine bedrohliche Entwicklung und kann als Frühwarnindikator für eine sinkende wirtschaftliche Bedeutung Deutschlands innerhalb der OECD interpretiert werden. Auch die Zahl der Studienanfänger liegt in Deutschland nur unter dem Durchschnitt. Trotz eines Anstiegs der Studienanfängerquote um 7% auf 37% in den Jahren von 2000 bis 2004 bewegt sich die Bundesrepublik weit hinter dem OECD-Mittel von 53%. In den [...]

Cost Sharing And Accessibility In Higher Education A Fairer Deal

Author : Pedro N. Teixeira
ISBN : 9781402046605
Genre : Education
File Size : 42. 11 MB
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The demand and the costs for higher education have risen steeply in recent years. The most common response worldwide has been some form of cost sharing: shifting per-student costs from governments and taxpayers to parents and students. This timely book provides a comprehensive discussion of the concepts and consequences of cost-sharing in higher education. It offers a comparative approach based on several national case-studies, and proposes alternatives to prevalent approaches.

Government Managing Risk

Author : Bruce Chapman
ISBN : 9781134444335
Genre : Business & Economics
File Size : 20. 8 MB
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Higher education rates are increasing throughout the Western world, yet at the same time, government budgets face increasing constraints. This has ensured that the importance of student support is recognized in many countries. In recent years there has been a world-wide movement towards the use of income contingent loans (ICL) for higher education. ICLs are now used in six countries following the Australian innovation of 1989, with the governments of many more countries looking very seriously at the model. This impressive new book by Bruce Chapman analyzes ICLs (particularly their use in supporting students), exploring the experiences of a number of other countries adopting them. Chapman presents analysis of a number of disparate case studies to illustrate how ICLs can aid risk management policy reforming in both progressive and administratively feasible ways. This book describes, examines and promotes an exciting new role for the public sector as a manager of risk, and argues that ICLs have enormous potential to change the extent and nature of social and economic activities. With the author's experience in the design and implementation of the Australian student financial support schemes, this is a knowledgeable, informative and enlightening book that will be useful to researchers, students and policy-makers alike.

Corporate Finance

Author : Jonathan B. Berk
ISBN : PSU:000067774968
Genre : Business & Economics
File Size : 68. 91 MB
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For MBA/graduate students taking a course in corporate finance. Using the unifying valuation framework based on the Law of One Price, top researchers Jonathan Berk and Peter DeMarzo set the new standard for corporate finance textbooks. Corporate Finance blends coverage of time-tested principles and the latest advancements with the practical perspective of the financial manager. With this ideal melding of the core with modern topics, innovation with proven pedagogy, Berk and DeMarzo establish the new canon in finance. The second edition reflects the constantly changing world of finance, including information on the financial crisis of 2007, new behavioral finance research, and updated practitioner interviews. For programs and professors who would like a streamlined book that is specifically tailored to the topics covered in the first one-semester course, Corporate Finance: The Core 2nd edition is also available by Jonathan Berk and Peter DeMarzo.

Education And Inequality Across Europe

Author : Peter Dolton
ISBN : 1847205887
Genre : Business & Economics
File Size : 89. 46 MB
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'This volume represents a new chapter in understanding income inequality. the various authors, drawn from across Europe, not only provide rich comparative views about the extent of inequality but also go on to explain some of the causes. the composite picture of the role of education that emerges provides both researchers and policy-makers with new insights into the dynamics of economic well-being. - Eric Hanushek, Stanford University, US

Journal Of Economic Literature

Author :
ISBN : UCSD:31822034025833
Genre : Economics
File Size : 45. 66 MB
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Journal Of Educational Planning And Administration

Author :
ISBN : WISC:89112399829
Genre : Educational planning
File Size : 54. 31 MB
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Books In Print

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ISBN : UOM:39015054048460
Genre : American literature
File Size : 71. 51 MB
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Books in print is the major source of information on books currently published and in print in the United States. The database provides the record of forthcoming books, books in-print, and books out-of-print.

Education In The Age Of Biocapitalism

Author : C. Pierce
ISBN : 9781137027832
Genre : Education
File Size : 32. 63 MB
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Biocapitalism, an economic model built on making new commodities from existing forms of life, has fundamentally changed how we understand the boundaries between nature/culture and human/nonhuman. This is the first book to examine its implications for education and how human capital understandings of education are co-evolving with biocapitalism.

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