living large on less a guide to saving without sacrifice

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10 001 Ways To Live Large On A Small Budget

Author : The Writers of Wise Bread
ISBN : 9781626368927
Genre : Reference
File Size : 77. 24 MB
Format : PDF, ePub, Docs
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Filled with savvy tips on how to live, eat, shop, and have fun on a small budget, 10,001 Ways to Live Large on a Small Budget is a compilation of the juiciest tips from the #1 personal finance blog, including: 9 Ways to See the World For Free 12 Ways to Live Rent or Mortgage Free 6 Steps to Eliminating Your Debt Painlessly 7 Ways to Score Free Food Bulk Buying 101 10 Killer Ways to Feel Like a Million Bucks 6 Horrible Financial Products to Avoid 7 Beauty Secrets that Cost Almost Nothing 50 Ways to Get the Most Out of Health Care 12 Fabulous Frugal Party Ideas Too many frugal living books focus on the negative, throwing around words such as "sacrifice" and "responsibility" like there was a fire sale at the Boring Store. But the writers at Wise Bread believe the key to financial wellness isn't a ramen-eating, vacation-skipping, fun-depriving life. Far from it. The best way to ensure that readers will stick to a budget is to help them create a lifestyle that is as much fun as it is practical.

Suddenly Frugal

Author : Leah Ingram
ISBN : 9781440512933
Genre : Business & Economics
File Size : 27. 61 MB
Format : PDF, ePub, Docs
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Many people know one or two things they can do to save money, like cutting back on vacations and meals out, but beyond that, they're stumped. When they look at their current lifestyle, they have no idea where they can trim the fat without sacrificing their quality of life. That's exactly what this guide will do. It will help you identify small, painless changes you can make to your daily habits that can add up to big savings--while bringing you closer as a family. By grouping these money-saving tips into a room of the house or errand on a to-do list, you can immediately put your suddenly frugal plan into action--and instantly begin saving money. By pinpointing the dollar amount associated with each cost-saving step, financial whiz and mom Leah Ingram will inspire you to embrace--and enjoy--your new frugality.

Upgrade Your House

Author : Philip Schmidt
ISBN : 9781610602976
Genre : House & Home
File Size : 87. 7 MB
Format : PDF, Kindle
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DIVHomebuyers are busy again. An improving housing market and stabilizing economy, together with some lucrative first-time buyers' incentives, have put thousands upon thousands of people in an unfamiliar spot: their own home. For new homeowners as well as long-time occupants, Upgrade Your House is packed with instructions and suggestions for more than 100 easy DIY projects that make your home more a more livable place. /div

The Smart Cookies Guide To Couples And Money

Author : Andrea Baxter
ISBN : 9780307358004
Genre : Business & Economics
File Size : 31. 62 MB
Format : PDF, ePub
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This hip and accessible guide addresses all of the nagging money questions and thorny situations that come up when you're in a relationship, whether you're just starting to get serious or you're already married. This book gives couples the perfect excuse to break the silence and start talking about… money! Staying on top of your finances when you're single can be tough enough - add another person to the mix and it can seem downright daunting. Even if you've got your own finances in order, there are inevitable money issues that come up when you're part of a couple, not just because one of you may be in better shape financially than the other, but because you may each have very different perspectives on money and how to manage it. The principles the Cookies set out in their first book about the basics of life planning and investing can work for couples, too, and this guide offers simple techniques that will help readers with everything from dealing with "money baggage" to getting out of debt to planning for retirement. Again they draw practical advice and meaty anecdotes from their own financial escapades, as well as readers' queries and the personal experiences of five focus couples. From the Hardcover edition.

The Smart Cookies Guide To Making More Dough And Getting Out Of Debt

Author : Angela Self
ISBN : 9780307356871
Genre : Women
File Size : 76. 80 MB
Format : PDF, ePub
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Inspired by an episode of The Oprah Winfrey Show on personal finance, the Smart Cookies, five dynamic young women who weren’t always so savvy about money, formed a "money club," and together developed strategies for turning their financial lives around – without surrendering their sanity or their social lives. In this guide, the Cookies demonstrate how women of all ages can achieve financial security. They share their own stories, offer easy-to-follow steps, and lay out simple plans for meeting any goal, whether it’s eliminating debt, making good investments, becoming a smart spender or saving up for a big-ticket purchase. The Smart Cookies' Guide to Making More Dough invites every reader to become "the sixth cookie," to take control of their financial lives and have fun doing it. From the Hardcover edition.

Effortless Savings

Author : Richard Syrop
ISBN : 0989015602
Genre : Finance, Personal
File Size : 27. 89 MB
Format : PDF, Mobi
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Discover Money Management Strategies That Can Save You Thousands of Dollars Each Year Effortless Savings is the ultimate guidebook to saving money without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of painless suggestions that will make saving money easy and manageable. Richard gives step-by-step instructions to help you: Shrink your cell phone bill without compromising your call quality, coverage, or data speeds Lower your Internet and Pay-TV rates while maintaining your current service Reduce your utility bills with simple, energy-efficient solutions Minimize your grocery bills without clipping coupons or looking through sales flyers Save time and money by getting your prescription drugs delivered to your front door Slash the cost of automotive maintenance and repairs without getting your hands dirty See movies at nationwide cinemas, any time of day, for matinee prices Acquire discounted tickets to concerts, sporting events, and live theater Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals "Effortless Savings is a practical manual on frugality and building savings. Richard's ideas are easy to read and even easier to apply. His end of chapter action points give readers an understandable road map to reaching their financial goals. This book isn't about complex formulas and calculations; it's about evaluating your time and using it to maximize your savings." Steve & Annette Economides New York Times best-selling authors America's Cheapest Family Gets You Right on the Money "Effortless Savings is also effortless reading, a light and breezy guidebook that can yield weighty results. Richard Syrop's tips often go beyond the usual which led me to highlighting ideas on nearly every page. Short but sweet, "Effortless Savings" will galvanize you to make numerous and painless spending cuts and live more abundantly." Lorilee Craker New York Times best-selling author Money Secrets of the Amish "Effortless Savings is full of tips that everyday people with regular expenses can begin using right away. This book is not for the black belt frugalistas who can squeeze each penny until it screams for mercy, choosing to live without internet or cell phones....this book is for the person with regular family-style expenses who wants to cut their telecom bills in half." Deborah Taylor-Hough Author of Frugal Living for Dummies(r) "Richard Syrop's book is absolutely the real thing! It's practical, simple, easy to read, and it definitely delivers. Open this book to any page and the advice given will be sound, easily-applied and effortlessly life-changing. Buy this book, and then get out your yellow marker!" JoAnneh Nagler Author of The Debt-Free Spending Plan "Chock full of money-saving ideas, Effortless Savings pays for itself before you finish the first chapter. A great guide for any cost-conscious consumer. Syrop's meticulously researched book makes saving easy." Jon Yates Author of What's Your Problem? "Effortless Savings is the economic Swiss Army knife you've been looking for. This easy to read savings manifesto will help you reclaim the power in your relationships with service providers, painlessly change your habits, and put a few more bills back in your wallet. An authentic life-hackers guide to the savings universe." Christopher Greenslate Co-author of On a Dollar a Day "

The Minimalist Budget

Author : Simeon Lindstrom
ISBN : 1545497559
Genre :
File Size : 43. 63 MB
Format : PDF
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In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. INCLUDED IN THIS COLLECTION: BOOK 1: Rethinking Budgeting - How to Escape the Poverty Mindset and Create a Lifestyle That Works for You BOOK 2: The Minimalist Budget - A Practical Guide On How To Save Money, Spend Less And Live More With A Minimalist Lifestyle BOOK 3: Dollars & No Sense - Why Are You Spending Your Money Like An Idiot? DESCRIPTION: In this boxed set, we'll be tackling the familiar challenges of personal finance management... but in an unfamiliar way. If your main money problem is simply "I don't have enough of it!", you may be surprised at the approach these books will take. Here, you will NOT find the same old tips and tricks on how to save money by re-using teabags or buying rice in bulk. Instead, we'll get to the very heart of what money actually means, how we spend it and why, and what you can do to start using what you have right now to create a lifestyle that has meaning for you. "Budget" - it's a meager little word, one that all too often comes after "tight". Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. "Budget" brings to mind rationing... a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit. Budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach. With these books, we'll try to go a little deeper. We'll consider the root causes of careless spending, as well as the three biggest but largely invisible money myths we all believe in to some extent. We'll then consider ways to start creating a budget that works for you and your goals, rather than against it. So much budget and personal finance advice out there is about solving problems using the same thinking that created them. These books will try a different approach to budgeting altogether. And it starts with a fact that many personal finance guides out there avoid like the plague. My hope with these books is that they'll give you a starting point to begin to reconsider your relationship to money and, by extension, your relationship to yourself and the world you live in. My hope is that you'll find something that inspires you to think differently and make different choices, ones that will leave you feeling more in control and more fulfilled than ever before. We each only have one life - here's to spending it wisely! WHAT ARE READERS SAYING? "This is definitely not just another cut-and-save type of book. While it does deliver a wealth of very solid advice on how to make drastic changes in your spending habits and provide great advice on how to save money in an variety of areas, it gave me so much more food for thought that I could ever have anticipated. This book ties all of the above into our own personal psychology and our attitudes about money, possessions and the role they play in our lives. The next time someone asks for advice on this topic, I will definitely recommend this collection." "This incredible guide is packed with information on how to revamp your lifestyle. The author breaks down multiple budgeting strategies and end with a step-by-step actionable plan. Plenty of food for thought, excellent strategies offered and nicely organized." "This is the type of book everyone should read. It takes on a gargantuan task: asking you to re-evaluate money as it pertains to your life personally, culturally, and literally." Grab your copy TODAY of this LIMITED EDITION boxed set!

Living Large In Our Little House

Author : Kerri Fivecoat-Campbell
ISBN : 9781621452539
Genre : House & Home
File Size : 20. 67 MB
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Traditionally, the American Dream has included owning a house, and until recently that meant the bigger the better. McMansions have flourished in suburbs across the country, and as houses got bigger we filled them with more stuff. Kerri Fivecoat-Campbell had been subconsciously trying to live up to this American Dream when circumstances forced her and her husband into a 480-square foot house in the woods. What was supposed to be a writing cabin and guest house became their full-time abode and they quickly discovered that they had serendipitously discovered a better way of life. They realized that by living smaller, they were in fact, Living Large. They were not spending extra time cleaning and maintaining the house, but had the freedom to pursue their hobbies; they did not waste money on things they didn’t need; and they grew emotionally (as well as physically) closer. Kerri and her husband realized that Living Large is less about square footage and more about a state of mind. As Kerri relates the story of her transformation to a “Living Larger,” she also profiles more than a dozen other families living tiny house lives and offers practical advice for how you can too. The book will: *walk you through the financial advantages of small space living *help you define and find the right size house *teach you to scale down to the essentials to be surrounded only by things you love *show you how to make use of outdoor space *give tips on how to decorate judiciously and much more. Whether readers are inspired to join the tiny house movement or not, they are sure to be inspired to Live Large with less.

No Hassle Housecleaning

Author : Christina Spence
ISBN : 1558708812
Genre : House & Home
File Size : 66. 26 MB
Format : PDF, Docs
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Cleaning Made Fast and Easy Cleaning doesn't have to be a chore if you're armed with the proper tools and know-how needed for the job. No Hassle Housecleaning equips you with both so you can effectively clean each room and surface in your home. You'll learn how to dramatically reduce the time you spend cleaning. The secret is the 3-Step Solution, a simple strategy that helps you consistently clean your home. Just a few minutes each day leaves your house bright, fresh and clean - no more wasted hours spent dealing with a funky fridge or scummy shower. Inside you'll find: In-depth chapters on cleaning each room in the house plus laundry, stain removal, cleaning for pet owners and caring for all types of floors and wall finishes Recipes for creating your own health-, earth- and wallet-friendly cleaning products using natural ingredients such as baking soda, borax and tea tree oil Code-red cleaning tips for a quick tidy up when unexpected guests drop by Say good-bye to your old, tedious cleaning routine and say hello to a fun, new approach with effective techniques and realistic expectations. Let No Hassle Housecleaning help you create a healthy, clean and serene home.

Rock Retirement

Author : Roger Whitney
ISBN : 9781683505747
Genre : Business & Economics
File Size : 65. 77 MB
Format : PDF, ePub, Mobi
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Rock Retirement offers inspirational advice on how to enjoy the journey to retirement to its fullest. Traditional retirement advice usually boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow.

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