rescuing retirement

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Rescuing Retirement

Author : Teresa Ghilarducci
ISBN : 9780231546270
Genre : Business & Economics
File Size : 22. 68 MB
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Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

Rescuing Retirement

Author : Teresa Ghilarducci
ISBN : 0231185642
Genre : Retirement
File Size : 82. 83 MB
Format : PDF, Docs
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In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

Rescuing Retirement

Author : Tony James
ISBN : 1633310094
Genre : Political Science
File Size : 55. 84 MB
Format : PDF
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Rescuing Retirement offers a solution to one of America's biggest challenges-and a path to financial security for millions of retirees. A better, smarter retirement future is possible. This book shows American workers, employers, and political leaders how to get there.

How To Retire With Enough Money

Author : Teresa Ghilarducci
ISBN : 9780761187110
Genre : Business & Economics
File Size : 73. 80 MB
Format : PDF
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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.

Plan B

Author : Lester Russell Brown
ISBN : 0393325237
Genre : Nature
File Size : 20. 33 MB
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Provides alternative solutions to such global problems as population control, emerging water shortages, eroding soil, and global warming.

The Hard Times Guide To Retirement Security

Author : Mark Miller
ISBN : 0470908343
Genre : Business & Economics
File Size : 80. 87 MB
Format : PDF, ePub, Docs
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A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

Your Retirement Quest

Author : Alan Spector
ISBN : 0981726984
Genre : Self-Help
File Size : 83. 28 MB
Format : PDF, Mobi
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Your Retirement Quest brings all the elements that are essential to living a fulfilling retirement together in one place. The book enables both prospective and current retirees to envision their future, to develop a personal plan that is unique to their life circumstances, to implement that plan, and to keep it fresh throughout their retirement years. Your Retirement Quest does this by identifying and explaining each of the key elements, by relating the real-life stories of retirees with over 300 cumulative years of retirement experience, by sharing pertinent supporting research, by recognizing the importance of financial security but only in the context of the many other factors that make up a meaningful future, by providing a practical approach to retirement planning, and by revealing the 10 Secrets for Creating and Living a Fulfilling Retirement. Your Retirement Quest is also an important book for employers who are interested in ensuring their most experienced employees are fully engaged at work. The book helps in this regard by bringing clarity and certainty to the employee's future, thereby allowing him or her to reduce distraction and anxiety and to direct more energy into his or her work.

My Old Dog

Author : Laura T. Coffey
ISBN : 9781608683413
Genre : Pets
File Size : 81. 50 MB
Format : PDF
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“No Dog Should Die Alone” was the attention-grabbing — and heart-stirring — headline of journalist Laura T. Coffey’s TODAY show website story about photographer Lori Fusaro’s work with senior shelter pets. While generally calm, easy, and already house-trained, these animals often represent the highest-risk population at shelters. With gorgeous, joyful photographs and sweet, funny, true tales of “old dogs learning new tricks,” Coffey and Fusaro show that adopting a senior can be even more rewarding than choosing a younger dog. You’ll meet endearing elders like Marnie, the irresistible shih tzu who has posed for selfies with Tina Fey, James Franco, and Betty White; Remy, a soulful nine-year-old dog adopted by elderly nuns; George Clooney’s cocker spaniel, Einstein; and Bretagne, the last known surviving search dog from Ground Zero. They may be slower moving and a tad less exuberant than puppies, but these pooches prove that adopting a senior brings immeasurable joy, earnest devotion, and unconditional love.

Saving The Sun

Author : Gillian Tett
ISBN : 0061877638
Genre : Business & Economics
File Size : 56. 95 MB
Format : PDF
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Saving the Sun tells the story of the world's largest private equity deal where American investors made billions of dollars rehabilitating Shinsei, a failed Japanese bank. Within that business saga is the dramatic tale of Japan's brightest financial minds, the men who made the Japanese economic miracle come to life, and their struggle against the economic failure in the 1990s. Into this climate of despair, where Japan seemed incapable of reviving prosperity, came a group of wily and determined Americans who would discover just how different the Japanese really are.

Rescue Your Money

Author : Ric Edelman
ISBN : 1439158061
Genre : Business & Economics
File Size : 43. 36 MB
Format : PDF, ePub, Docs
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New York Times bestselling author and investment guru Ric Edelman offers no-nonsense, practical advice for how to keep your investments safe no matter what the economic climate. With a cheerful tone that will boost even the most panicked investor's spirit, Edelman reveals the best investments you can make right now. If you're scared or confused about how to handle your investments and fed up with “advice” from brokers, advisors, and media darlings that has cost you huge sums and placed your financial security at risk, the cure is in your hands. Ric Edelman, an award-winning advisor with more than two decades of experience, reveals the one investment goal you should have, the two obstacles you'll face, and why you've been failing with your investment strategies. Above all, he shares the secret to successful investing—and even includes a special section for those who are already retired. -Rescue yourself from the pain of watching your life savings go down the drain. -Regain the confidence that your investments can provide you with lifelong financial security and prosperity. -Get a great night's sleep by not having to lie awake worrying about your investments.

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