rescuing retirement

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Rescuing Retirement

Author : Teresa Ghilarducci
ISBN : 9780231546270
Genre : Business & Economics
File Size : 42. 71 MB
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Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

Aus Der Welt

Author : Michael Lewis
ISBN : 9783593506869
Genre : BUSINESS & ECONOMICS
File Size : 49. 89 MB
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Lewis verknüpft die Biografien der beiden Psychologen Daniel Kahneman und Amos Tversky mit ihren Forschungsarbeiten und zeigt, wie aus ihren Arbeiten eine neue Wissenschaftsdisziplin, die Verhaltensökonomik, entstehen konnte.

Wer Zuletzt Lacht K Sst Am Besten

Author : Rachel Gibson
ISBN : 9783641086572
Genre : Fiction
File Size : 33. 3 MB
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Mission Love (Im)possible? Das Letzte, wovon Sadie Hollowell geträumt hat, ist ausgerechnet wieder auf der Ranch ihres Vaters mitten im texanischen Nirgendwo zu landen. Noch dazu, um als Brautjungfer in einem pinken Tüllungetüm an der Hochzeit ihrer Cousine teilzunehmen. Dass der unnahbare, wortkarge und leider unverschämt attraktive Vince spontan als ihr Begleiter einspringt, macht die Sache auch nicht besser. Die Frauen der Stadt liegen ihm zu Füßen, doch das interessiert ihn herzlich wenig. Von der Liebe will Vince schon lange nichts mehr wissen. Bis die chaotische, schöne Sadie sein Leben völlig auf den Kopf stellt ...

Rescuing America

Author : Richard G. Clemens
ISBN : 9781604624748
Genre : Political Science
File Size : 42. 1 MB
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John F. Kennedy said, 'Let us not seek the Republican answer or the Democratic answer, but the right answer.' In that spirit, Richard G. Clemens wrote Rescuing America: The Bipartisan Path, which discusses a wide range of domestic policy issues facing the federal government in a nonpartisan way. These issues include: the demographic trends resulting from the rapidly growing aged population, Social Security, Medicare, the US trade deficit, the Iraq war, the mushrooming national debt, and tax and fiscal policy. Clemens identifies leaders of both political parties in Congress who are striving to follow the bipartisan path to find solutions. With the national debt rising at the rate of $40 million each hour, Rescuing America is a compelling read for anyone who is concerned about the unsustainable trajectory of mounting federal spending and the potential financial catastrophe that our nation faces in the years ahead."

Junge M Nner Im Feuer

Author : Norman Maclean
ISBN : 9783105609583
Genre : Fiction
File Size : 38. 77 MB
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Am 5. August 1949 setzt ein Flugzeug über den rauhen Bergen von Montana 15 Fallschirmspringer des Forstdienstes ab. Ihre Aufgabe: die Bekämpfung eines zunächst ungefährlich eingestuften Waldbrandes in einer unwegsamen Schlucht. »Smokejumpers« waren die jungen Männer dieser Mannschaft, Feuerspringer, und die meisten von ihnen erstickten, verbrannten oder erlagen ihren schweren Brandwunden. Nur zwei entkamen dem Inferno und überlebten die Katastrophe. Mehr als ein Vierteljahrhundert später greift Norman Maclean die ungeschriebene Geschichte dieses Feuers auf und entdeckt darin alle Elemente einer klassischen Tragödie. (Dieser Text bezieht sich auf eine frühere Ausgabe.)

The Welfare State Revisited

Author : José Antonio Ocampo
ISBN : 9780231546164
Genre : Political Science
File Size : 84. 92 MB
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The welfare state has been under attack for decades, but now more than ever there is a need for strong social programs—the best tools we have to combat inequality, support social justice, and even improve economic performance. In this book, José Antonio Ocampo and Joseph E. Stiglitz bring together distinguished contributors to examine the global variations of social programs and make the case for a redesigned twenty-first-century welfare state. The Welfare State Revisited takes on major debates about social well-being, considering the merits of universal versus targeted policies; responses to market failures; integrating welfare and economic development; and how welfare states around the world have changed since the neoliberal turn. Contributors offer prescriptions for how to respond to the demands generated by demographic changes, the changing role of the family, new features of labor markets, the challenges of aging societies, and technological change. They consider how strengthening or weakening social protection programs affects inequality, suggesting ways to facilitate the spread of effective welfare states throughout the world, especially in developing countries. Presenting new insights into the functions the welfare state can fulfill and how to design a more efficient and more equitable system, The Welfare State Revisited is essential reading on the most discussed issues in social welfare today.

12 Rules For Life

Author : Jordan B. Peterson
ISBN : 9783641239848
Genre : Social Science
File Size : 64. 69 MB
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Der Nr.1-Bestseller aus den USA: Wie man in einer von Chaos und Irrsinn regierten Welt bei Verstand bleibt! Wie können wir in der modernen Welt überleben? Jordan B. Peterson beantwortet diese Frage humorvoll, überraschend und informativ. Er erklärt, warum wir Kinder beim Skateboarden alleine lassen sollten, welches grausame Schicksal diejenigen ereilt, die alles allzu schnell kritisieren und warum wir Katzen, die wir auf der Straße antreffen, immer streicheln sollten. Doch was bitte erklärt uns das Nervensystem eines Hummers über unsere Erfolgschancen im Leben? Und warum beteten die alten Ägypter die Fähigkeit zu genauer Beobachtung als höchste Gottheit an? Dr. Peterson diskutiert Begriffe wie Disziplin, Freiheit, Abenteuer und Verantwortung und kondensiert Wahrheit und Weisheit der Welt in 12 praktischen Lebensregeln. »12 Rules For Life« erschüttert die Grundannahmen von moderner Wissenschaft, Glauben und menschlicher Natur. Dieses Buch verändert Ihr Leben garantiert!

52 Ways To Wreck Your Retirement

Author : Tina Di Vito
ISBN : 9781118076095
Genre : Business & Economics
File Size : 63. 66 MB
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Retirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life. 52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including: Starting to Plan for Retirement Mistakes around Investing Mistakes around Debt Saving for Retirement Pensions Living in Retirement Spending in Retirement New Realities about Retirement 52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.

Retirement Held Hostage

Author : Robert Russell
ISBN : 9781599323619
Genre : Business & Economics
File Size : 54. 34 MB
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Radio show host, Robert Russell sheds the light on the bad advice that may be holding your retirement captive from success. You will discover how to: pay less money to the government by utilizing tax saving techniques. Understand strategies like "The Super Roth," "Vertical Diversification," "Personal Pension Planning" and "The Tax-Efficient Frontier".

55 Underemployed And Faking Normal

Author : Elizabeth White
ISBN : 9781501196805
Genre : Self-Help
File Size : 75. 19 MB
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For the millions of people in their fifties and sixties who find themselves out of work, unable to find a job, and financially incapable of retiring, here’s a practical plan for getting past any blame or shame, overcoming denial, and finding a path to a new normal. Elizabeth White has an impressive resume, which includes advanced degrees from Harvard and Johns Hopkins and a distinguished employment history. She started a business that failed and then tried to re-enter the work force in her mid-fifties, only to learn that there is little demand for workers her age, even with her outstanding resume. Her retirement savings account was largely depleted by her business. For a while Elizabeth lived in denial, but then had to begin to adjust to her new reality, shedding the gym membership, getting a roommate, forgoing restaurant meals, and so on. She soon learned she wasn’t alone: there are millions of Americans in her predicament and worse, exhausted trying to survive and overcome every day. In 55, Underemployed, and Faking Normal, Elizabeth invites you to join her in looking beyond your immediate surroundings and circumstances to what is possible in the new normal of financial insecurity. You’re in your fifties and sixties, like Elizabeth, and may have saved nothing or not nearly enough to retire. It’s too late for blame or shame—and it wouldn’t help anyway. What you want to know is what you can do now to have a shot at a decent retirement. Or, as Elizabeth puts it, “small up to create the best possible life on less income.” Affirming and empowering, this book is a must-have for anyone whose income has suddenly diminished or even disappeared. With more than 100 online resources, it guides you through the emotional aspects of where you’ve landed and offers practical advice and options. If you’re ready to stop beating up on yourself and get serious about feeling good again, this book is for you.

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