rescuing retirement

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Rescuing Retirement

Author : Teresa Ghilarducci
ISBN : 9780231546270
Genre : Business & Economics
File Size : 80. 83 MB
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Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don’t act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living. In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people’s own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans’ growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement.

Rescuing Retirement

Author : Tony James
ISBN : 1633310094
Genre : Political Science
File Size : 80. 54 MB
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Rescuing Retirement offers a solution to one of America's biggest challenges-and a path to financial security for millions of retirees. A better, smarter retirement future is possible. This book shows American workers, employers, and political leaders how to get there.

How To Retire With Enough Money

Author : Teresa Ghilarducci
ISBN : 9780761187110
Genre : Business & Economics
File Size : 45. 5 MB
Format : PDF, Kindle
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Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.

Your Retirement Quest

Author : Alan Spector
ISBN : 0981726984
Genre : Self-Help
File Size : 73. 47 MB
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Your Retirement Quest brings all the elements that are essential to living a fulfilling retirement together in one place. The book enables both prospective and current retirees to envision their future, to develop a personal plan that is unique to their life circumstances, to implement that plan, and to keep it fresh throughout their retirement years. Your Retirement Quest does this by identifying and explaining each of the key elements, by relating the real-life stories of retirees with over 300 cumulative years of retirement experience, by sharing pertinent supporting research, by recognizing the importance of financial security but only in the context of the many other factors that make up a meaningful future, by providing a practical approach to retirement planning, and by revealing the 10 Secrets for Creating and Living a Fulfilling Retirement. Your Retirement Quest is also an important book for employers who are interested in ensuring their most experienced employees are fully engaged at work. The book helps in this regard by bringing clarity and certainty to the employee's future, thereby allowing him or her to reduce distraction and anxiety and to direct more energy into his or her work.

The Retirement Savings Time Bomb And How To Defuse It

Author : Ed Slott
ISBN : 9781101589960
Genre : Business & Economics
File Size : 21. 53 MB
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The best source of IRA advice" (The Wall Street Journal), extensively revised and updated for new tax rules With the possible exception of home property, the most valuable asset for most Americans is their retirement fund. Yet most people don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in this fully updated edition of The Retirement Savings Time Bomb, renowned tax advisor Ed Slott explains in clear-cut layman's terms what people need to know to keep their money and pass it on to their families. This book is for every American with savings who is planning to retire.

Comet S Tale

Author : Steven Wolf
ISBN : 9781616203344
Genre : Biography & Autobiography
File Size : 57. 32 MB
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Comet’s Tale is a story about a friendship between two former winners, both a little down on their luck, who together stage a remarkable comeback. A former hard-driving attorney, Steven Wolf has reluctantly left his job and family and moved to Arizona for its warm winter climate. There he is drawn to a local group that rescues abused racing greyhounds. Although he can barely take care of himself because of a spinal condition, Wolf adopts Comet, an elegant cinnamon-striped racer. Or does Comet adopt Wolf? In Comet’s Tale we follow their funny and moving journey as Wolf teaches Comet to be a service dog. With her boundless enthusiasm and regal manners, Comet attracts new friends to Wolf’s isolated world. And finally, she plays a crucial role in restoring his health, saving his marriage, and broadening his definition of success.

Retired Racing Greyhounds For Dummies

Author : Lee Livingood
ISBN : 9781118053652
Genre : Pets
File Size : 49. 86 MB
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“The next best thing to having an experienced Greyhound owner living with you.” —Joan Belle Isle, President, Greyhound Project “Anyone who reads this book and follows its guidance will have a happier, healthier dog and be a happier, more relaxed dog owner.” —Hal and Karen Hawley, Greyhound Friends Northwest The Greyhound has been celebrated in song and legend for thousands of years. Nowadays, Greyhounds are bred almost exclusively for racing. In the bad old days, prior to the 1980s, dogs that didn’t make the grade at the track, and those past their primes, were destroyed. According to official estimates, 60,000 of these noble, mild-mannered dogs were destroyed each year! Fortunately, a number of organizations now exist devoted to rescuing these unwanted dogs and placing them in good homes. Thinking about adopting a retired racing Greyhound? Or maybe you’re already sharing your life with one of these charming animals. Either way, this friendly guide tells you everything you need to know to: Understand the Greyhound personality Find a retired racing Greyhound to adopt Choose the right ex-racer for you and your family Educate yourself and your retired racer Give your new pal the diet and exercise it needs Keep your dog healthy and happy for years to come With plenty of good humor and straight-talk, Lee Livingood drawing on her forty-years of experience training adult rescue dogs to cover all the pros and cons of being a retired racing Greyhound owner, and she fills you in on: The amazing 8000-year history of the Greyhound Deciding whether an ex-racer is the right do for you and your family Physical and behavioral characteristics How to get a retired racer used to living in a home and be a companion Dealing with common behavioral and health problems Feeding, grooming, and exercising a Greyhound Fun things to do with your hound Bursting with expert advice on all aspects of living with an ex-racer, Retired Racing Greyhounds For Dummies is must reading for anyone considering adoption or who’s already taken the leap.

Saving The Sun

Author : Gillian Tett
ISBN : 0061877638
Genre : Business & Economics
File Size : 65. 82 MB
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Saving the Sun tells the story of the world's largest private equity deal where American investors made billions of dollars rehabilitating Shinsei, a failed Japanese bank. Within that business saga is the dramatic tale of Japan's brightest financial minds, the men who made the Japanese economic miracle come to life, and their struggle against the economic failure in the 1990s. Into this climate of despair, where Japan seemed incapable of reviving prosperity, came a group of wily and determined Americans who would discover just how different the Japanese really are.

Plan B

Author : Lester Russell Brown
ISBN : 0393325237
Genre : Nature
File Size : 45. 92 MB
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Provides alternative solutions to such global problems as population control, emerging water shortages, eroding soil, and global warming.

The Making Of The English Working Class

Author : E. P. Thompson
ISBN : 9781504022170
Genre : History
File Size : 54. 14 MB
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A history of the common people and the Industrial Revolution: “A true masterpiece” and one of the Modern Library’s 100 Best Nonfiction Books of the twentieth century (Tribune). During the formative years of the Industrial Revolution, English workers and artisans claimed a place in society that would shape the following centuries. But the capitalist elite did not form the working class—the workers shaped their own creations, developing a shared identity in the process. Despite their lack of power and the indignity forced upon them by the upper classes, the working class emerged as England’s greatest cultural and political force. Crucial to contemporary trends in all aspects of society, at the turn of the nineteenth century, these workers united into the class that we recognize all across the Western world today. E. P. Thompson’s magnum opus, The Making of the English Working Class defined early twentieth-century English social and economic history, leading many to consider him Britain’s greatest postwar historian. Its publication in 1963 was highly controversial in academia, but the work has become a seminal text on the history of the working class. It remains incredibly relevant to the social and economic issues of current times, with the Guardian saying upon the book’s fiftieth anniversary that it “continues to delight and inspire new readers.”

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