a pathway to financial independence for young adults

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A Pathway To Financial Independence For Young Adults

Author : Drew F. Catanese
ISBN : 9781452008561
Genre : Business & Economics
File Size : 50. 93 MB
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The world of investing and personal finance can be a very intimidating place. It has a daunting number of components and can seem excessively complex. Because of this, in today's difficult and unpredictable economy Americans of all ages are struggling. But perhaps no demographic currently struggles more with their money than do young adults, many of whom are enormously unprepared to manage their personal finances when they join the workforce. A Pathway to Financial Independence for Young Adults is a great resource designed to help you make sense of your finances. Each chapter is filled with useful advice, clever graphics, and easy-to-understand examples. Unlike traditional financial guides, which can be extremely complicated and tedious to read, this book explains personal finance using clear, practical language with an emphasis on truly understanding how to manage your money. So if you are a young adult and beginning to really think about your finances, this book can help you. If you have credit card debt and want to know how to get out of it, this book can help you. If you do not have much experience with investment or retirement accounts, this book can help you. And most importantly, if you want a logical yet effective text to assist you in planning your financial future in a step-by-step progression, this book can help you. A Pathway to Financial Independence for Young Adults is a must-read for anyone interested in understanding how to climb the pathway toward money mastery.

Designing Inclusive Pathways With Young Adults

Author : Judith Kearney
ISBN : 9789463001571
Genre : Education
File Size : 27. 42 MB
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"This book is the second in a series entitled ‘Learning and Development for a Better World’ and it explores the potential for self-directed lifelong action learning (LAL) by focusing on the design of development pathways with and for young adults. The book considers the reasons why LAL pathways are needed and draws on innovative approaches used by the Global University for Lifelong Learning (including micro enterprise, peace-building, music, sport and the creative arts) with examples from nine countries. The aim is to offer a timely response to the pressing global problem of access to learning and development for marginalized young people during the vulnerable period from their mid-teens to mid-twenties. This book is an engaging and compelling text. I enjoyed the flow of ideas and the key messages of need and solution that it provides. The authors are articulate and convincing in their crafted messages – as well as passionate. Reading this book is time well spent and both enjoyable and instructional.Brendan Bartlett, Professor of Education, Institute of Learning Sciences Australia, Australian Catholic University This book will help both policy makers and those working with young people to change lives. In many areas of the world, young people, particularly women, lead impoverished lives. Developing approaches to lifelong action learning with these young adults will provide hope for the future. Emer Clarke, Formerly Area Director of the UK Learning and Skills Council The plight of millions of young people is clearly worsening as social and economic divisions increase and deepen. This book will serve those well who want to agitate for change and reform based on a belief in social justice and equality of access to learning and economic fairness for all young people.David Davies, Professor Emeritus and Former Executive Dean, University of Derby, UK This book is a valuable resource, an indispensable text and a must read for all working with young people. What captured my attention most was the way in which it illustrates how access to purposeful learning and development can be provided to marginalized young people. Eldrie Gouws, Professor, Department of Psychology of Education, University of South Africa This is a significant and far reaching response to the global problem of young adults’ unemployment and lack of educational opportunities, especially in disadvantaged, remote and poverty-stricken communities in developing as well as developed countries. It is of interest to a wide audience of readers, including youth, parents, educators, non-profit organizations, governments and churches.Ortrun Zuber-Skerritt, Co-author, ‘Lifelong Action Learning for Community Development: Learning and Development for a Better World’, Sense Publishers, 2013"div v>

Flourishing In Emerging Adulthood

Author : Laura M. Padilla-Walker
ISBN : 9780190260651
Genre : Psychology
File Size : 71. 32 MB
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Flourishing in Emerging Adulthood highlights the third decade of life as a time in which individuals have diverse opportunities for positive development. There is mounting evidence that this time period, at least for a significant majority, is a unique developmental period in which positive development is fostered. Dr. Lene Arnett Jensen highlights the importance of this work in an engaging foreword, and chapters are written by leading scholars in diverse disciplines who address various aspects of flourishing. They discuss multiple aspects of positive development including how young people flourish in key areas of emerging adulthood (e.g., identity, love, work, worldviews), the various unique opportunities afforded to young people to flourish, how flourishing might look different around the world, and how flourishing can occur in the face of challenge. Most chapters are accompanied by first-person essays written by a range of emerging adults who exemplify the aspect of flourishing denoted in that chapter and make note of how choices and experiences have helped them transition to adulthood. Taken together, this innovative collection provides rich evidence and examples of how young people are flourishing as a group and as individuals in a variety of settings and circumstances. This unique resource will be useful to students, faculty, professionals, clinicians, and university personnel who work with young adults or who study development during emerging adulthood.

Investing In The Health And Well Being Of Young Adults

Author : National Research Council
ISBN : 9780309309981
Genre : Medical
File Size : 24. 26 MB
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Young adulthood - ages approximately 18 to 26 - is a critical period of development with long-lasting implications for a person's economic security, health and well-being. Young adults are key contributors to the nation's workforce and military services and, since many are parents, to the healthy development of the next generation. Although 'millennials' have received attention in the popular media in recent years, young adults are too rarely treated as a distinct population in policy, programs, and research. Instead, they are often grouped with adolescents or, more often, with all adults. Currently, the nation is experiencing economic restructuring, widening inequality, a rapidly rising ratio of older adults, and an increasingly diverse population. The possible transformative effects of these features make focus on young adults especially important. A systematic approach to understanding and responding to the unique circumstances and needs of today's young adults can help to pave the way to a more productive and equitable tomorrow for young adults in particular and our society at large. Investing in The Health and Well-Being of Young Adults describes what is meant by the term young adulthood, who young adults are, what they are doing, and what they need. This study recommends actions that nonprofit programs and federal, state, and local agencies can take to help young adults make a successful transition from adolescence to adulthood. According to this report, young adults should be considered as a separate group from adolescents and older adults. Investing in The Health and Well-Being of Young Adults makes the case that increased efforts to improve high school and college graduate rates and education and workforce development systems that are more closely tied to high-demand economic sectors will help this age group achieve greater opportunity and success. The report also discusses the health status of young adults and makes recommendations to develop evidence-based practices for young adults for medical and behavioral health, including preventions. What happens during the young adult years has profound implications for the rest of the life course, and the stability and progress of society at large depends on how any cohort of young adults fares as a whole. Investing in The Health and Well-Being of Young Adults will provide a roadmap to improving outcomes for this age group as they transition from adolescence to adulthood.

Millionaire By Thirty

Author : Douglas R. Andrew
ISBN : 9780446536165
Genre : Business & Economics
File Size : 26. 95 MB
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Most people know that there are 70 million Baby Boomers in America today....but what is less known is that there are approximately 100 million people in America between the ages of 16 and 30. This generation has just entered, or will soon be entering the work force. And they have no idea how to invest, save, or handle their money. Young people today come out of school having had little or no formal education on the basics of money management. Many have large debts from student loans looming over their heads. And many feel confused and powerless when their pricey educations don't translate into high paying jobs. They feel that their $30,000-$40,000 salary is too meager to bother with investing, and they constantly fear that there will be "too much month left at the end of their money." Douglas R. Andrew has shown the parents of this generation a different pathway to financial freedom. Now Doug and his sons, Emron and Aaron - both of whom are in their mid-20s - show the under-30 crowd how they can break from traditional 401k investment plans and instead can find a better way by investing in real estate, budgeting effectively, avoiding unnecessary taxes and using life insurance to create tax-free income. With the principles outlined in Millionaire by Thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. And by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future.

Misleading Trajectories

Author : Andreas Walther
ISBN : 9783663108085
Genre : Social Science
File Size : 75. 72 MB
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It is commonly acknowledged that the risk of social exclusion has increased over the last few decades and that young people in particular are one of the most vulnerable groups, especially if they have not yet achieved a stable so cial position. In this context a stable position is interpreted as having obtained a stable position within the labour market. Across Europe it has also become commonly acknowledged that policies have to do 'something' for young people as they represent the future of present societies. In fact, among politi cians and policy administrators there is a broadly shared myth that it is e nough doing 'anything' for young people. The thematic network 'Misleading Trajectories' which is documented in the following chapters was concerned with examining these myths and highlighting the traps of social exclusion that are inherent in policies focusing on youth transitions (school, vocational trai ning, careers advice, social security, labour market programmes). The net work was funded by the European Commission under the 4th Framework Programme for Research, Technology and Demonstration, under the strand "Targeted Socio-Economic Research" from 1998 to 2001. It involved teams from eight countries, which were Denmark, Germany, Ireland, Italy, the Netherlands, Portugal, Spain and the United Kingdom. The network began from the observation that many policies on the local, regional, national and European level that are intended to 'lead' young adults' towards gainful employment, adult status and social integration, are in fact 'misleading'.

Cancer In Adolescents And Young Adults

Author : Archie W. Bleyer
ISBN : 9783540681526
Genre : Medical
File Size : 82. 63 MB
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This is the first comprehensive book devoted exclusively to cancer in adolescents and young adults. It compiles medical, epidemiological, biological, psychological, and emotional issues of young adults’ oncology. The emphasis is on the differences of the "same" cancer in younger and older patients. Model programs specially designed to care for patients in the age group and surveillance of long-term adverse effects are reviewed.

The Little Book Of Child And Adolescent Development

Author : Karen Gilmore
ISBN : 9780190213152
Genre : Medical
File Size : 51. 99 MB
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The Little Book of Child and Adolescent Development presents a modern, psychoanalytically-informed summary of how the mind develops from infancy through young adulthood. It is a comprehensive work that integrates analytic theories with a contemporary systems model of development, and also draws on scholarly research from neighboring fields. Key models discussed include attachment theory, intersubjective theory, cognitive development theory, and infancy research. This book's contemporary approach to development makes it relevant to such timely topics as bullying, the experience of LGBT youth, preadolescent and adolescent use of the internet, and the struggles of young (emerging) adults in modern society. Written to optimize ease of use for the busy clinician, key clinical points are summarized at the end of each chapter, and a glossary of important concepts and terminology is also included. The text will be valuable for psychiatric residents, psychoanalytic candidates and faculty, and graduate students who would benefit from a quick and concise review of the developmental trajectory.

The Modernization Of Youth Transitions In Europe

Author : Manuela du Bois-Reymond
ISBN : UOM:39015069137431
Genre : Education
File Size : 24. 77 MB
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This compelling volume focuses on what it is like to be young in the rapidly changing, enormously diverse world region that is early 21st century Europe. Designed for a North American readership interested in youth and young adulthood, The Modernization of Youth Transitions in Europe provides a rich fund of theoretical insight and empirical evidence about the implications of contemporary modernization processes for young people living, learning, and working across Europe. Chapters have been specially written for this volume by well-known youth sociologists; they cover a wide range of themes against a shared background of the reshaping of the life course and its constituent phases toward greater openness and contigency. New modes of learning accompany complex routes into employment and career under rapidly changing labor market conditions and occupational profiles, while at the same time new family and lifestyle forms are developing alongside greater intergenerational responsibilities in the face of the retreat of the modern welfare state. The complex patterns of change for today's young Europeans are set into a broader framework that analyzes the emergence and character of European youth research and youth policy in recent years. Reading this collection will provide scholars and practitioners with not only relevant and up-to-the-minute information about youth in Europe, but also a basis for reflecting on the similarities with and differences from today's North American youth. This is the 113th volume of the quarterly journal, New Directions for Child and Adolescent Development. Click here to see the entire listing of issues for New Directions for Child and Adolescent Development.

Year Book Australia

Author :
ISBN : STANFORD:36105024912540
Genre : Australia
File Size : 87. 87 MB
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